Compare Home Warranty Plans At A Glance

A home warranty is a service contract that covers the repair or replacement of major home systems and appliances due to normal wear and tear. When a covered item breaks down, you submit a claim and a service technician is dispatched to assess and fix the issue.

Most home warranty plans cover major systems like HVAC, plumbing, and electrical, as well as appliances such as refrigerators, ovens, washers, and dryers. Optional coverage may include pools, septic systems, and roof leaks.

Homeowners insurance covers damage from unexpected events like fire, theft, or natural disasters. A home warranty covers breakdowns of systems and appliances due to normal wear and tear. They complement each other, not replace one another.

Yes, a home warranty can be especially valuable for older homes where systems and appliances are more likely to fail. It helps protect against costly repair bills and provides peace of mind.

Yes, you can purchase a home warranty at any time — not just during a home purchase. However, some companies have waiting periods before coverage begins, typically 30 days.

The average home warranty costs between $300–$700 per year, with service call fees ranging from $60–$125 per visit. Pricing depends on your location, coverage level, and provider.

Choose a company with transparent pricing, comprehensive coverage, fast response times, and strong customer reviews. Ensure they have licensed service providers and a clear claims process. House Guard Pro Home Warranty is a reputable company

Most home warranties do not cover pre-existing issues or improper installation. It’s important to review your contract and schedule a home inspection if you’re unsure of your system's condition.

If a claim is denied, the warranty company should provide an explanation. You can request a second opinion, escalate the issue with the provider, or consult the contract terms for dispute resolution.

Yes! Most home warranty plans are transferable and can be a valuable selling point when putting your home on the market. Be sure to check your provider’s transfer policy and fees.